The Reserve Bank of India (RBI) plays a crucial role in maintaining the stability of financial institutions and ensuring fair practices. In a significant move, the RBI has recently prohibited Kotak Mahindra Bank from onboarding new customers. This decision, circulating for a few weeks now, opens up numerous discussions, particularly concerning its implications on the competitive landscape of the credit card market.

In my latest YouTube video, I delve into the RBI’s official credit card statistics to uncover the potential shifts in market dynamics that this decision could prompt. I provide a step-by-step guide on how you can download and analyze this data yourself, offering a hands-on approach to understanding these changes.

What You’ll Discover in the Video:

• Detailed Data Analysis: How to clean and interpret the RBI data to extract meaningful insights.
• Competitive Analysis: I’ve developed specific metrics to gauge which competitors might benefit from the RBI’s restrictions on Kotak.
• Strategic Insights: Whether you’re a student, a credit card manager, or a corporate executive, these insights will help you grasp the broader effects of regulatory actions on market competition.

This analysis is not just about understanding a single regulatory decision but about envisioning the ripple effects through one of the most dynamic sectors in finance.

Watch the video here: Exploring RBI’s Impact on Credit Card Market

I encourage you to watch the video, leave your thoughts in the comments, and subscribe for more in-depth analysis. You’ll also find a link to the Excel file and RBI data used in the video in the description box on YouTube.

Join the Discussion What are your views on RBI’s decision? Who do you think will be the biggest beneficiary of this market shakeup? Share your thoughts, and let’s engage in a meaningful discussion.

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Channel Link: Insightful Data Science- Analyzing Credit Card Market